The seasoned attorneys at OneStop Legal & Title Services, LLC will provide prompt & professional legal advise & title services for a fraction of the cost! Call us today at (401) 946-1244 and experience the difference!
The attorneys at OneStop Legal and Title Services, LLC will provide prompt and professional legal advice and title services at a fraction of the traditional cost.
Our legal advice and title services include reviewing listing and agency agreements, offers to purchase, and purchase and sales agreement prior to signing. Once your purchase and sales agreement is signed our in-house title examiner will provide timely and accurate title searches. As the transaction progresses, our attorneys are available to address pre-closing title problems, and answer any unexpected legal questions that may arise so that your closing is completed timely, competently, and accurately.
The bundled services from our wholly owned affiliated companies allow you to receive our professional legal advice and title services promptly and at prices that have never been seen before in this area.
Selling Your Home: Any person that sells their home with us will not incur any legal fees be listing their property with our wholly owned real estate company.
Buying Your Home: Depending on how many services our wholly owned affiliated companies provides, you will accrue significant cost savings to your legal and title costs. Please click here to learn how much you can save.
We invite you to compare our prices with any other company.
Closing the Sale
Escrow
To finalize the sale of the home a neutral, third party (the escrow holder, a.k.a. escrow agent) is engaged to assure the transaction will close properly and on time. The escrow holder insures that all terms and conditions of the seller's and buyer's agreement are met prior to the sale being finalized, including receiving funds and documents, completing required forms, and obtaining the release documents for any loans or liens that have been paid off with the transaction, assuring you clear title to your property before the purchase price is fully paid.
The documentation the escrow holder may be collecting includes:
Loan documents
Tax statements
Fire and other insurance policies
Title insurance policies
Terms of sale and any seller-assisted financing
Requests for payment for various services to be paid out of escrow funds
Upon completion of all instructions of the escrow, closing can take place. All outstanding payments and fees are collected and paid at this time (covering expenses such as title insurance, inspections, real estate commissions). Title to the property is then transferred to the buyer and appropriate title insurance is issued as outlined in the escrow instructions.
At the close of escrow, payment of funds shall be made in an acceptable form to the escrow. As your real estate agent, I'll inform you of the acceptable form.
The Escrow Holder Will:
The Escrow Holder Won't:
Prepare escrow instructions
Request title search
Comply with lender's requirements as specified in the escrow agreement
Receive funds from the buyer
Prorate insurance, tax, interest and other payments according to instructions
Record deeds and other documents as instructed
Request title insurance policy
Close escrow when all instructions of seller and buyer have been met
Disburse funds and finalize instructions
Give advice - the escrow holder must maintain neutral, third-party status
Offer opinions about tax implications
Mortgage Escrow Account
A Mortgage Escrow Account is established to pay on-going expenses while there is a loan on the house. These expenses include property taxes, home insurance, mortgage insurance, and other escrow items. Generally, the Escrow Account is partially funded at closing and the home buyer makes on-going contributions through their monthly mortgage payment.
OneStop Advantage 100 Midway Rd Suite 13 Cranston, RI 02920